.tools-hero{padding:46px 0 8px}.tools-hero .eyebrow{margin-bottom:18px}.tools-hero h1{max-width:18ch;font-family:Fraunces,serif;font-size:clamp(36px,5.5vw,60px);font-weight:600;line-height:1.04}.tools-hero h1 em{color:var(--gold-deep);font-style:italic}.tools-hero p{color:var(--muted);max-width:60ch;margin:22px 0 0;font-size:16px;font-weight:300}.tools-tabs{flex-wrap:wrap;gap:12px;margin:34px 0 6px;display:flex}.tool-tab{border:1px solid var(--line);background:var(--soft);color:var(--ink-2);border-radius:30px;align-items:center;gap:8px;padding:10px 20px;font-size:13px;font-weight:600;transition:all .2s;display:inline-flex}.tool-tab.active{border-color:var(--gold);background:var(--gold-soft);color:var(--gold-deep)}a.tool-tab:hover{border-color:var(--gold);color:var(--gold-deep)}.tool-tab.soon{opacity:.55;cursor:default}.tool-tab .badge{letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-size:10px;font-weight:600}.calc{padding:30px 0 80px}.calc-card{border:1px solid var(--line);background:var(--bg);border-radius:28px;overflow:hidden}.calc-grid{grid-template-columns:380px 1fr;gap:0;display:grid}.calc-form{background:linear-gradient(165deg,var(--soft),#fff);border-right:1px solid var(--line);padding:38px 34px}.calc-form-title{margin-bottom:22px;font-family:Fraunces,serif;font-size:20px;font-weight:600}.calc-field{margin-bottom:18px}.calc-field label{letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:7px;font-size:11px;display:block}.calc-field select,.calc-field input{border:1px solid var(--line);width:100%;color:var(--ink);appearance:none;background:#fff;border-radius:12px;padding:13px 15px;font-family:inherit;font-size:15px;transition:all .25s}.calc-field input::placeholder{color:#b3a890}.calc-field select:focus,.calc-field input:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px #bd954021}.calc-field select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236f685a' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-position:right 15px center;background-repeat:no-repeat;padding-right:38px}.ded-hint{color:var(--gold-deep);min-height:16px;margin-top:7px;font-size:12px;font-weight:500}.fica-note{color:var(--muted);margin-top:7px;font-size:12px;line-height:1.7;display:none}.calc-btn{cursor:pointer;border:none;justify-content:center;width:100%;min-height:48px;margin-top:8px;font-size:14px;font-weight:600}.calc-results{min-height:340px;padding:38px 34px}.calc-placeholder{justify-content:center;align-items:center;min-height:280px;display:flex}.calc-placeholder p{color:var(--muted);text-align:center;font-size:14px;font-weight:300;line-height:2}.calc-chart{border:1px solid var(--line);background:var(--soft);border-radius:24px;margin-top:24px;padding:32px 30px}.calc-chart-title{letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:24px;font-size:11px;font-weight:600}.calc-chart-inner{grid-template-columns:280px 1fr;align-items:center;gap:40px;display:grid}.calc-actions{text-align:center;margin-top:20px}.calc-actions-note{color:var(--muted);margin-top:10px;font-size:12px;font-weight:300}.calc-disclaimer{color:var(--muted);max-width:80ch;margin-top:22px;font-size:12px;font-style:italic;font-weight:300;line-height:1.8}.tools-cta{padding:0 0 80px}.tools-cta-card{text-align:center;border:1px solid var(--line);background:linear-gradient(#f4ead2e6,#fbf7eed9);border-radius:28px;padding:64px 24px;position:relative;overflow:hidden}.tools-cta-card:before{content:"";pointer-events:none;background:radial-gradient(60% 120% at 50% 0,#bd954033,#0000 58%);position:absolute;inset:0}.tools-cta-card>*{position:relative}.tools-cta-card .mark{width:60px;height:46px;margin:0 auto 18px}.tools-cta-card h2{font-family:Fraunces,serif;font-size:clamp(28px,4vw,42px);font-weight:600}.tools-cta-card h2 em{color:var(--gold-deep);font-style:italic}.tools-cta-card p{color:var(--muted);max-width:54ch;margin:14px auto 0;font-weight:300}.tools-cta-card .btn{margin-top:26px}@media (width<=880px){.calc-grid{grid-template-columns:1fr}.calc-form{border-right:none;border-bottom:1px solid var(--line)}.calc-chart-inner{text-align:left;grid-template-columns:1fr;justify-items:center;gap:24px}}.calc-results-title{letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:14px;font-size:11px;font-weight:600}.calc-result-row{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:13px 0;display:flex}.calc-result-row:last-child{border-bottom:none}.calc-result-label{color:var(--muted);font-size:13.5px}.calc-result-value{color:var(--ink);font-family:Fraunces,serif;font-size:1.3rem;font-weight:600}.calc-result-value.highlight{color:var(--gold-deep)}.calc-result-value.tax{color:#c0392b}.calc-bracket-table{margin-top:18px}.calc-bracket-row{border-bottom:1px solid var(--line);justify-content:space-between;padding:8px 0;font-size:13px;display:flex}.calc-bracket-row:last-child{border-bottom:none}.calc-bracket-range{color:var(--muted)}.calc-bracket-rate{color:var(--gold-deep);font-weight:600}.calc-bracket-owed{color:var(--ink);font-weight:600}.chart-legend-item{align-items:center;gap:12px;display:flex}.chart-legend-dot{border-radius:50%;flex-shrink:0;width:12px;height:12px}.chart-legend-label{color:var(--muted);flex:1;font-size:13px}.chart-legend-val{color:var(--ink);font-family:Fraunces,serif;font-size:1rem;font-weight:600}.chart-legend-pct{color:var(--muted);margin-left:6px;font-size:11px}